Horrible Credit Instant Credit Card
If you have horrible credit instant credit card may be just what you need. Basically this works just like a regular credit card, but you pay in advance. This can be very useful if you have a poor credit history, but wish to make an online purchase. For this you would need a credit card, so if you don't have one that can be a huge disadvantage.
So, an instant credit card puts money on your card, as much or as little as you like, and that is then your credit limit. You will not be able to spend more than this amount. It is like a phone card, where you pay in advance, and can only use that dollar amount.
You can obtain prepaid mastercard or prepaid visa cards, and these can be purchased online or in stores. An advantage of these is that there is no credit check since you are paying with cash, so that horrible credit you have doesn't matter in this case. You will have to fill out a application form of course, and pay a small fee for setting up the account, and then other fees when you make a payment to load the credit card, but it is worth it to start getting a better credit history.
Using prepaid credit cards, or secured credit cards as they are also called, will help reduce that impulsive tendency to purchase items on your credit card, because you have to have the cash available and on your card before this is possible.
For more information go to Prepaid Credit Cards.
So in conclusion, horrible credit instant credit cards can be a good way to go to help improve your credit rating, and gives you the advantage of owning a credit card even if you are unable to own a normal creditcard.